Head of Debt Collections

About Moniepoint

Moniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month. As Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions and process over $250 billion in digital payment transaction value annually.

JOB PURPOSE

The Head, Debt Collection is a strategic leadership position tasked with the architecture and execution of Moniepoint’s debt collection framework. The primary focus of this role is the minimization of Loss Given Default (LGD) within both the business and consumer lending divisions.

The incumbent will oversee, develop, and implement comprehensive and versatile debt collection strategies designed to manage a diverse portfolio of credit products, ranging from digital-first retail lending to large-ticket corporate financing.

Responsibilities include designing the organizational structure of the debt collection unit and recruiting high-caliber talent. Additionally, specialized expertise in debt litigation and asset recovery will be required to navigate complex cases of delinquency.

A data-driven methodology must be utilized to systematically evaluate the efficacy of recovery tactics and the performance of personnel.

Job Responsibilities

• Design and implement a segmented debt collection framework — differentiated by product type, ticket size, and delinquency stage — spanning early-stage soft collections through hardcore legal recovery, restructuring, and write-off

Skills mentioned